Getting you the mortgage you deserve
"I can strongly attest to JSB Mortgages advocacy and dedication to her clients. Julie has been our mortgage broker for many years, and has become a trusted part of our family's mortgage picture. We once switched to a credit union, but came back to Julie at our first renewal. Recently, she again served as our trusted mortgage advocate for a refinance. Rates were changing weekly, and with a sense of urgency and timeliness, Julie went to bat to find us the best offer amongst competing lenders to build the best overall plan for our particular needs. Julie is an excellent listener, and pays attentions to your needs and interests to identify the best mortgage options. While the 'rate' is important, there are so many other factors involved in mortgages, and Julie's knowledge and experience with a range of mortgage lenders and structures was absolutely invaluable. I really feel that Julie advocates for her client's best interests. She has excellent relationships with other key people in the mortgage world, from home appraisers, to an efficient and eagle-eyed law office to watch the details of the paperwork."
Brian Thom and Karen Fediuk, Victoria
"We have had the privilege of having Julie Stewart-Boyle for our mortgage broker 2 times now. We originally got our home almost 9.5 years now. Due to a recent family death and a very large beneficiary group (22 in total), we found ourselves in a very stressful, time consuming and iffy situation. We basically sat on pins and needles not knowing if we could qualify on our own, if all involved would sign off interest of our home, and constantly calling and messaging not only Julie, but also the very competent legal firm that Julie recommended to us. Mounds of paper work between Julie, the lawyer and us. Julie helped calm me down numerous times. She always tried to reassure me that one way or another things would all work out. I don't know the number of times Julie did this for me. Lots. We strongly, without hesitation recommend Julie Stewart-Boyle for your broker. Your home is the largest investment you make in your life. Julie helped us keep our home. She is one of the rare people that I believe is not in her career for just the paycheque. Our experiences with her show me a woman who actually has the best interest of her clients at heart. We cannot thank her enough."
Roger and Elizabeth Hinton, Nanaimo
"Julie Stewart Boyle has been our mortgage consultant for approximately 12 years. With her guidance and work, we have first successfully gained a home and more recently, a Reverse Mortgage. Both transactions were accomplished with very little work or inconvenience to my husband or myself. We were swiftly connected with secure and reasonably priced financial institutions. Julie conducted our business in a professional yet friendly manner and was always available to answer questions or solve problems. I have absolutely no reservations in recommending her services to others."
June Carrott, Ladysmith
"Julie is amazing! We are first-time home buyers and learning the ins and outs of what that means has been overwhelming. Working with Julie lessened the stress and made the experience more fun! We believe Julie always had our interests in mind when considering the best mortgage options available to suit our needs. Through her knowledge and vast experience, Julie answered all of our questions with patience and thoughtfulness. It is clear that Julie cares about the people she works with and we would not hesitate to recommend her to anyone else."
Lise Mino and Phil Ractliffe, Victoria
"A huge thank you for your help and advice in obtaining our mortgage. Approved! And completed today. Also, [our lawyer] mentioned you were working behind the scenes on our behalf. More thanks!"
Phil and Trish Hughes, Nanaimo
"You have a client for life by the sounds of it as [client] was absolutely pleased with your service. This is no surprise to me. I appreciate having you as a mortgage expert that I can rely on who has similar values as I do when it comes to looking out for our clients."
Sandra Lambert, Realtor
"Julie was excellent with arranging my mortgage. It was a completely stress free experience- Julie made sure all my documentation was in order before the offer was made, and the closing process was seamless! Julie walked me through all the steps, and there were no surprises."
Patrick Gunn, Chilliwack
"We cannot express enough gratitude to Julie for making the beginning of our dream a reality - buying raw land to build our dream home in the future. She got the ball rolling immediately during my initial phone call to her and I was very impressed that she took the time to gather and give information albeit I caught her as she was on her way to a meeting. This continued on throughout as she was always very attentive to my multitude of questions and concerns via email, phone calls and text messages. Her warm and personable personality along with her knowledge, guidance, straightforwardness, patience and understanding, made the process easier for us first-time landowners. We highly recommend Julie as her reputation in our mid-island community rings true - she's great!!"
J and C Pinnington, Ladysmith
"I was recommended Julie for my mortgage needs, and I am glad that I took the advice. I needed to get a mortgage completed in a very short period of time. Julie was able to assist and was very expeditious, and I completed the deal with time to spare. Julie gave me good counsel and was patient and answered all of my queries. I will definitely recommend Julie as a mortgage consultant."
Stephen Huot, Nanaimo
"Thanks Julie. Loving the new home and thanks for all of your help. You went the extra mile, and the next mile, and the next mile. Much appreciated."
Kevin Smith and Tamara Cowan, Nanaimo
"I would really like to acknowledge and compliment the amazing service that we received from Julie when we went to her with a tricky refinance situation on our mortgage. Thanks to Julie's TIPS and newsletters that she sends throughout the year, we were alerted to the fact that come Jan. 1, 2018, we were likely going to qualify for 20% less than what we would if we refinanced in November 2017 as opposed to May 2018 when our mortgage renewal came up. We knew that there would be challenges to getting the approval, which was part of the reason we avoided seeking out professional guidance and information. Julie not only informed us and offered advice on how to best move forward, she struck while the iron was hot, so to speak and came up with a resolution and a mortgage refinance offer that was beyond what we hoped to accomplish and in turn has literally given us a brand new outlook and start on our life, investments, savings and the ability to live debt free (aside from our mortgage), in a matter of a few days. Our mortgage closed and the refinance was completed, just two short weeks after our first initial contact. She held our hand through the entire process and was quick to respond to any question or obstacle that came at her from us and/or the mortgage company. She arranged everything even down to the notary that she recommended we use. I will always recommend Julie to anyone looking for a mortgage broker. She is phenomenal and we are eternally grateful to have found her."
Angela and Scott Peffers, Nanaimo
"I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will definitely be using your services again."
"Excellent 'service' and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!"
Amanda and Jim
"Thank you so much for all your care, attention to details and hard work. The pre approval process really help make our first time home purchase a breeze!"
"I just want to say thanks. From the first phone call to the end of the process you made things seem easy. Thanks again for everything."